We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

Taxes


1040 Tax Calculator
The 1040EZ is a simplified form used by the IRS for income taxpayers that do not require the complexity of the full 1040 tax form. Simply select your tax filing status and enter a few other details to estimate your total taxes for the year.

How much tax will you pay this year? Will you get a refund? Use this quick interactive calculator to help determine your tax bill.

Marginal Tax Rate
Knowing your income tax rate can help you calculate your tax liability for unexpected income, retirement planning or investment income. This calculator helps you estimate your effective (or average) tax rate, your current tax bracket, and your marginal tax rate.

Self Employment Tax Calculator
Use this calculator to estimate your self employment taxes.

Payroll Deductions
Use this calculator to help you determine the impact of changing your payroll deductions. You can enter your current payroll information and deductions, and then compare them to your proposed deductions. Try changing your withholdings, filing status or retirement savings and let the payroll deduction calculator show you the impact on your take home pay.

Flexible Spending Account Savings Calculator
Use this calculator to see how participating in your employer's "Flexible Spending Account" can help you pay less tax, and increase your net take home pay.

Business Planning

Sales Volume Break-Even Analyzer
How many units of your product must be sold to make a profit. See a detailed list of the profit generated at each sales volume level..

Commercial Loan Calculator
Use this calculator to see if you qualify for a new commercial loan by evaluating your debt service coverage.

Lease Vs. Buy Analyzer
Should you lease or buy your equipment? Use this interactive problem solver to find out!

Financial Ratios
Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention. Take a look at 10 different financial ratios in areas such as solvency, liquidity, operational efficiency and profitability.

Marketing Campaign Profitability Analyzer
Analyze the return on a direct marketing campaign. This interactive calculator will help you determine if your marketing plan will be profitable.

Inventory Analysis
This calculator helps you determine how much inventory you should hold, and when you should place inventory orders.

Business Valuation
This calculator creates a possible market valuation for your business by determining how much your future cash flow is worth today.

 

Personal Finance

 

Home Mortgage

Mortgage Qualifier
The first step in buying a house is determining your budget. This interactive problem solver steps you through the process of finding out how much you can borrow.

Mortgage Refinance Analyzer
Should you refinance your mortgage? Find out how much money you'll save and how long it will take to breakeven on a mortgage refinance?

Mortgage Reduction Analyzer
Save thousands of dollars in interest by increasing your monthly payment. Find out how much sooner you will pay off your mortgage by making extra payments?

Mortgage Comparison: 15 years vs. 30 years
Determining which mortgage term is right for you can be a challenge. Use this calculator to compare these two mortgage terms, and let us help you decide which term better for you.

Mortgage Points Evaluator
Should you pay points? This calculator helps you determine if you should pay for points, or use the money to increase your down payment..